Get a Job & get paid:

• Randomly hand out envelopes containing Job Description and One Month's Pay in play money.

• Lay out Bill Cards so only the back (with spending category) shows. Have kids sort the cards into things they have to pay and things that they'll buy if I can.

• Start at the paying by flipping over the first priority card. The kids pay out according to the level of spending they choose.

• Continue with flipping over the cards and choosing spending level.

Winners have money left when all their bills are paid.

Talk about it:

• What choices did you have to make?
• Were you able to have everything you wanted?
• How did the kind of job you had affect the kind of things you could spend money on?
• What would you do differently?

Someday, you'll need money for an emergency, or to put your kid in college, or to have fun when you retire.

• You have really big plans. Put $1000 in savings every month.
• You're doing what you can. Put 10% of your income away each month.
• I'll save a little now, and save more later. Put away $50 each month.
• I need all my money right now. Save $0

• A mansion with fancy furniture $1800 month
• A big new house, new furniture $1200 a month
• A nice old house with some older furniture $900 a month
• A nice apartment $500 a month

You have to pay for the things you use like Electricity, Water, and Heat.

• You take long hot showers, water the grass everyday, and like to use the air conditioner in the summer $200 a month
• You are average. $110 a month
• You are very careful about the water you use, you turn off the lights when you leave a room, and you keep the temperature in your house cool in winter and warm in summer. $75 a month

 

• You Use a Cell Phone all the Time $200 month
• You call long-distance a lot $80 a month
• You use the phone once in a while, and have call waiting. $40 a month
• You don't have a phone $0 a month

• You drive a brand-new Super-Cab Pickup. $600 month
• You drive a new motorcycle $400 a month
• You drive an old beat up car $200 a month
• You walk or ride the bus everywhere $25 a month

• You eat out almost every night at fine restaurants $900 month
• You shop at Safeway, and occasionally order a Domino's $550 a month
• You make all your food from scratch, and don't eat much meat. $300 a month
• Sometimes you don't have enough to eat. $150 a month

• You have Cable TV, and go out to movies every week, and season tickets to the Broncos and Rockies $450 a month
• You have Cable, rent a video now and then, and sometimes go to ball games and movies $90 a month
• You stay home and watch basic cable $30 a month
• You go to the library and take walks in the park for fun. $0 a month

• Money for Christmas Presents $150 month
• Newspapers, Books, and Magazines $35 a month
• A Computer $150 a month
• Sports equipment $30 a month

• Something New to wear every Week $300 month
• A new shirt and shoes from the Mall once in a while $90 a month
• You buy it all at K-Mart or make it yourself $45 a month
• Hand-me-downs and Deseret Industries (DI) $10 a month

• You Pay a 10% tithe, plus some to Deseret Industries (DI) and others. 13% month
• You Tithe 10% a month
• You give to the United Way, YMCA, Boy Scouts, and Homeless Shelters $35 a month
• You don't have any money to share with others. $0 a month

 

• You are a Hamburger Cook at McDonald's. You take home $850.00 a month.
• You take orders for a catalog sales company. You take home $1500.00 a month.
• You assemble computer parts. You take home $1800.00 a month.
• You teach third grade. You take home $2100.00 a month.
• You are a carpenter. You take home $2400.00 a month.
• You are a firefighter. You take home $2700.00 a month.
• You are a plumber. You take home $3000.00 a month.
• You are a computer engineer. You take home $3300.00 a month.
• You are a lawyer. You take home $3600.00 a month.
• You are a doctor. You take home $4200.00 a month.